Capital Vacations Timeshare

A Capital Vacations timeshare is a points-based vacation ownership sold and managed by Capital Vacations, a United States company that manages more than 200 resorts and serves close to 400,000 members. You hold an ownership that earns annual Club Points, you spend those points to book stays, and you pay an annual maintenance fee for as long as you own.

If you would rather leave than pay another year of fees, our guide to how to get out of a timeshare covers the legitimate exit routes.

What is Capital Vacations?

Capital Vacations describes itself as a vacation ownership and resort management company based in Myrtle Beach, South Carolina. Its resort management arm partners with more than 200 resorts and serves nearly 400,000 members across the United States, Mexico, and the Caribbean (Capital Vacations, retrieved June 2026). The company grew partly by acquisition. In 2022 it bought Vacation Resorts International Americas, which included Trading Places International, from Marriott Vacations Worldwide for $56 million, in a deal announced on May 2, 2022 (Capital Vacations, May 2, 2022).

Within that larger managed portfolio sits the membership product most buyers join, the Capital Vacations Club. The American Resort Development Association, the timeshare industry trade group, lists the Club as giving members access to roughly 90 club resorts plus a much larger set of exchange resorts worldwide (American Resort Development Association, retrieved June 2026). The distinction matters: the 200-plus figure is the resorts the company manages, while the smaller number is the resorts inside the Club program itself.

How does the Capital Vacations club and points membership work?

The Capital Vacations Club is a points system rather than a fixed week. You own an interest that generates an annual allotment of Club Points, and you spend those points to book stays of varying length, season, and unit size at club resorts. Points booking lets you take a short stay one year and a longer one the next, within the limits of how many points your ownership earns. Members can also exchange points for stays at thousands of resorts outside the club network, and the Club describes membership tiers and a loyalty program layered on top of the basic ownership (Capital Vacations Club, retrieved June 2026).

If you want the mechanics of how any points program works, including banking, borrowing, and why points do not always buy the week you expect, our guide to how timeshare points work walks through it. Confirm the specific rules of your own ownership against your contract and the official member site, because point values and booking windows are set by the company and change over time.

What do Capital Vacations maintenance fees cost?

As with any timeshare, there are two costs to weigh: the one-time purchase and the recurring annual maintenance fee. Capital Vacations does not publish a single universal maintenance-fee rate, because the amount depends on which resort and how many points your ownership carries. Owners on public forums report annual maintenance fees that commonly run from several hundred to well over a thousand dollars, and the fees rise over time, but those are owner-reported figures rather than a company-published rate.

For industry-wide context: $1,550 average annual maintenance fee in 2025, up 4.7% from the year before. The detail on what these recurring charges actually cover, why they climb every year, and what happens if you stop paying lives on our timeshare maintenance fees guide. Before you rely on any number, confirm your own annual statement on the official Capital Vacations owner site, because the company sets these charges and changes them over time.

How does exchange work with a Capital Vacations membership?

Capital Vacations members can exchange points for stays at resorts outside the club network. Capital Vacations acquired Trading Places International as part of its 2022 purchase of Vacation Resorts International Americas, and it operates its own Trading Places exchange (Capital Vacations, May 2, 2022). Exchange networks and their rules are set by the company and change over time, so if exchange flexibility is a reason you own, confirm the current exchange options and fees directly with the company before you rely on them.

How do you get out of a Capital Vacations timeshare?

Capital Vacations runs an internal surrender program, which it refers to in its own complaint responses as a Legacy Deed Back Program. Based on the company's published responses, the program is for owners who have fully paid off the ownership, are current on maintenance fees, and are prepared to pay a Voluntary Surrender Fee and a Transfer Fee, after which they may be released from future contract obligations (Capital Vacations, Better Business Bureau responses, retrieved June 2026). Confirm the current terms and eligibility directly with the company, because it does not publish them as a fixed schedule.

If a deed-back is not available to you, the other legitimate routes are resale, which is heavily discounted, a deed transfer, or a legal challenge where a contract was genuinely misrepresented. Be cautious of any company that charges a large upfront fee to make your timeshare disappear, because that is the most common exit scam, and our guide to vetting timeshare exit companies explains how to check who you are paying. For the full neutral walkthrough of every exit path, read how to get out of a timeshare.

How should you weigh complaints and your rights?

Any large timeshare manager attracts consumer complaints, and complaint volume tracks the size of the customer base more than the quality of any one owner's experience, so a raw complaint count says little about how you would be treated. Read reviews as context, not proof, and weigh your own contract and statement first. If you believe your own contract was misrepresented at the point of sale, the neutral guides on timeshare contract fraud and when to use a timeshare lawyer explain your options. To see how Capital Vacations sits beside other major programs, our compare timeshare brands hub puts the points clubs side by side.

Sources

Reviewed by Reid Calloway. Capital Vacations, company and destinations pages (capitalvacations.com), describing more than 200 managed resorts and nearly 400,000 members. Retrieved June 2026.

Capital Vacations, "Capital Vacations, LLC acquires VRI Americas from Marriott Vacations Worldwide," company announcement, May 2, 2022 (acquisition of Vacation Resorts International Americas including Trading Places International, $56 million). Retrieved June 2026.

American Resort Development Association, Capital Vacations Club resort destinations (arda.org), club resort and exchange access. Retrieved June 2026.

Capital Vacations Club, membership and points overview (capitalvacations.club). Retrieved June 2026.

Figures and program terms are set by the company and change over time. Confirm current figures and your own contract terms directly on the official owner site before making any decision. If Capital Vacations believes any figure here is inaccurate or out of date, we invite a correction and will review it against the source record. Last reviewed: June 2026.