Capital Vacations Timeshare

A Capital Vacations timeshare is a points-based vacation ownership sold and managed by Capital Vacations, a United States company that manages more than 200 resorts and serves close to 400,000 members. You hold an ownership that earns annual Club Points, you spend those points to book stays, and you pay an annual maintenance fee for as long as you own.

What is Capital Vacations?

Capital Vacations describes itself as a vacation ownership and resort management company based in Myrtle Beach, South Carolina. Its resort management arm partners with more than 200 resorts and serves nearly 400,000 members across the United States, Mexico, and the Caribbean (Capital Vacations, retrieved June 2026). The company grew partly by acquisition. In 2022 it bought Vacation Resorts International Americas, which included Trading Places International, from Marriott Vacations Worldwide for $56 million, in a deal announced on May 2, 2022 (Capital Vacations, May 2, 2022).

Within that larger managed portfolio sits the membership product most buyers join, the Capital Vacations Club. The American Resort Development Association, the timeshare industry trade group, lists the Club as giving members access to roughly 90 club resorts plus a much larger set of exchange resorts worldwide (American Resort Development Association, retrieved June 2026). The distinction matters: the 200-plus figure is the resorts the company manages, while the smaller number is the resorts inside the Club program itself.

How does the Capital Vacations club and points membership work?

The Capital Vacations Club is a points system rather than a fixed week. You own an interest that generates an annual allotment of Club Points, and you spend those points to book stays of varying length, season, and unit size at club resorts. Points booking lets you take a short stay one year and a longer one the next, within the limits of how many points your ownership earns. Members can also exchange points for stays at thousands of resorts outside the club network, and the Club describes membership tiers and a loyalty program layered on top of the basic ownership (Capital Vacations Club, retrieved June 2026).

If you want the mechanics of how any points program works, including banking, borrowing, and why points do not always buy the week you expect, our guide to how timeshare points work walks through it. Confirm the specific rules of your own ownership against your contract and the official member site, because point values and booking windows are set by the company and change over time.

What do Capital Vacations maintenance fees cost?

As with any timeshare, there are two costs to weigh: the one-time purchase and the recurring annual maintenance fee. Capital Vacations does not publish a single universal maintenance-fee rate, because the amount depends on which resort and how many points your ownership carries. Owners on public forums report annual maintenance fees that commonly run from several hundred to well over a thousand dollars, and the fees rise over time, but those are owner-reported figures rather than a company-published rate.

For industry-wide context: $1,480 average annual maintenance fee in 2024, up 17.5% in one year. The detail on what these recurring charges actually cover, why they climb every year, and what happens if you stop paying lives on our timeshare maintenance fees guide. Before you rely on any number, confirm your own annual statement on the official Capital Vacations owner site, because the company sets these charges and changes them over time.

What changed with the Capital Vacations exchange network in 2026?

For years many Capital Vacations resorts offered outside exchange through Interval International, one of the two large timeshare exchange networks. That arrangement ended. Owners report that Interval International stopped serving Capital Vacations properties as of December 31, 2025, and that the company moved exchange in-house under its own Trading Places brand, launching a new platform described as Trading Places Legacy for its managed resorts, with member service and reservations transitioning in early January 2026 (owner-reported, Timeshare Users Group forum, retrieved June 2026).

This follows directly from the 2022 acquisition above, in which Capital Vacations bought Trading Places International. The practical effect for an owner is that exchange now runs through Capital's own network rather than Interval International, which can change which outside resorts you can trade into and how the exchange is booked. If exchange flexibility is a reason you own, confirm the current exchange terms directly with the company, because the network and its rules are set by the company and were still settling in early 2026.

How do you get out of a Capital Vacations timeshare?

Capital Vacations runs an internal surrender program, which it refers to in its own complaint responses as a Legacy Deed Back Program. Based on the company's published responses, the program is for owners who have fully paid off the ownership, are current on maintenance fees, and are prepared to pay a Voluntary Surrender Fee and a Transfer Fee, after which they may be released from future contract obligations (Capital Vacations, Better Business Bureau responses, retrieved June 2026). Confirm the current terms and eligibility directly with the company, because it does not publish them as a fixed schedule.

If a deed-back is not available to you, the other legitimate routes are resale, which is heavily discounted, a deed transfer, or a legal challenge where a contract was genuinely misrepresented. Be cautious of any company that charges a large upfront fee to make your timeshare disappear, because that is the most common exit scam, and our guide to vetting timeshare exit companies explains how to check who you are paying. For the full neutral walkthrough of every exit path, read how to get out of a timeshare.

What does the public complaint and enforcement record show?

Read the record straight, because the headlines on exit-company sites do not. Here is what the public record actually documents:

• Better Business Bureau profile. The Better Business Bureau lists Capital Vacations, LLC of Myrtle Beach, South Carolina with an A rating, accredited since December 7, 2023, with 845 complaints recorded in the last three years and 319 closed in the last twelve months (Better Business Bureau, retrieved June 2026). Read that count in proportion: a company managing more than 200 resorts and nearly 400,000 members draws far more complaints by sheer size than a small operator, so the raw number says little about how one owner is treated and nothing that a regulator has adjudicated.
• Capital Vacations as the plaintiff. Capital Vacations has itself sued timeshare exit firms. In Capital Resorts Group, LLC versus Timeshare Defense Attorneys, filed in the United States District Court for the District of South Carolina and announced July 9, 2024, the company alleged deceptive business practices and tortious interference by an exit firm charging owners large upfront fees (Capital Vacations, July 9, 2024; court record). A related Capital Resorts Group action also appears on the South Carolina federal docket in 2025.
• No adjudicated finding of wrongdoing. As of June 2026 we found no federal or state regulator finding, and no concluded class-action judgment, against Capital Vacations on the public record. Several exit-company and law-firm marketing pages advertise a Capital Vacations class action, but we could not verify any such filing in a court record, so we do not report one.

If you believe your own contract was misrepresented, the neutral guides on timeshare contract fraud and when to use a timeshare lawyer explain your options. To see how Capital Vacations sits beside other major programs, our compare timeshare brands hub puts the points clubs side by side.

Sources

Capital Vacations, company and destinations pages (capitalvacations.com), describing more than 200 managed resorts and nearly 400,000 members. Retrieved June 2026.

Capital Vacations, "Capital Vacations, LLC acquires VRI Americas from Marriott Vacations Worldwide," company announcement, May 2, 2022 (acquisition of Vacation Resorts International Americas including Trading Places International, $56 million). Retrieved June 2026.

American Resort Development Association, Capital Vacations Club resort destinations (arda.org), club resort and exchange access. Retrieved June 2026.

Capital Vacations Club, membership and points overview (capitalvacations.club). Retrieved June 2026.

Timeshare Users Group owner forum (tugbbs.com), owner-reported transition from Interval International exchange to Capital Vacations' own Trading Places exchange effective December 31, 2025 into January 2026. Owner-reported, retrieved June 2026.

Better Business Bureau, Capital Vacations, LLC business profile, Myrtle Beach, South Carolina (bbb.org), A rating, accredited December 7, 2023, 845 complaints in the last three years and 319 closed in the last twelve months. Retrieved June 2026.

Capital Vacations, "Vacation Ownership developer Capital Vacations sues Timeshare Defense Attorneys," PR Newswire, July 9, 2024 (Capital Resorts Group, LLC v. Timeshare Defense Attorneys, U.S. District Court for the District of South Carolina). Retrieved June 2026.

Methodology and corrections: complaint and litigation figures above are drawn only from primary or public records, the Better Business Bureau profile and court or company filings, covering the period through June 2026. We report counts, dates, and case names, and we do not characterize the company as a scam or fraud, because no regulator or court has adjudicated such a finding on the public record. We omit any class-action claim we could not verify in a court filing. Complaint volume is presented with size context, because a manager of more than 200 resorts and nearly 400,000 members draws more complaints by sheer scale. If Capital Vacations believes any figure here is inaccurate or out of date, we invite a correction and will review it against the source record. Last reviewed: June 2026.