Timeshare Rescission Period
The state-by-state deadlines to cancel a new purchase, when the clock starts, and how long you have.
Check the deadlineCancel in writing
A copy-ready timeshare cancellation letter, a line-by-line list of what to include, and how to send it so it counts, whether you are canceling inside your state window or checking whether you still can.
A timeshare cancellation letter is a short, dated written notice that tells the developer you are canceling your timeshare purchase and want your money back. When you send it inside your state cancellation window, it is also called a rescission letter. It has to be in writing, and how you send it decides whether it counts.
A timeshare cancellation letter does not need legal language, but it must clearly identify you, the contract, and your decision to cancel. Leave out any part of the list below and you give the developer a reason to argue the notice was not valid. Include each of these:
You can copy the sample below and replace every bracketed placeholder with your own details. Keep it short and factual, and do not add a long explanation, because you do not have to give a reason to cancel within the window. The same wording works as a rescission letter when you send it inside your state cancellation window.
[Date]
[Your full name]
[Your street address]
[City, State, ZIP][Resort or developer name]
[Cancellation address exactly as written in your contract]
[City, State, ZIP]Re: Cancellation of timeshare purchase, contract or account number [contract or account number]
To whom it may concern:
I am canceling the timeshare purchase identified above, which I signed on [purchase date] for [resort or property name]. I am exercising my right to cancel under the applicable state law, and I request a full refund of every amount I have paid.
Please confirm the cancellation and the refund in writing at the address above.
Signed,
[Signature of each person who signed the contract]
[Printed name of each buyer]
Outside the cancellation window, a letter by itself does not cancel a timeshare, because the automatic right to cancel has expired. If your window has already closed, your options shift from canceling to exiting, which our guide to getting out of a timeshare covers in full.
How you send a timeshare cancellation letter matters as much as what it says, because if the developer disputes it, you will need dated proof that you sent the letter and, ideally, that it arrived. Send it so both are on the record:
Send the letter before your state cancellation deadline. Your state most likely gives you a state-set rescission period, commonly about 5 to 10 days, during which a new buyer can cancel the contract in writing for a refund. The exact number of days for your state, and the full state-by-state table, are in our timeshare rescission period guide. Do not rely on the federal three-day cooling-off rule, which usually does not apply to a timeshare, because a timeshare is sold as real estate at the developer's own sales center.
Send the letter to the exact cancellation address named in your contract, not to a salesperson or the sales office. Timing is measured precisely. Several state laws treat a mailed cancellation as effective on the date you mail it, the postmark date, rather than the date the developer receives it, but this varies by state and some states still require the notice to actually arrive. Because the rule differs from one state to the next, mail as early as you can, keep dated proof, and confirm the exact requirement in your contract and your state's timeshare statute.
Most rejected cancellations fail on the same avoidable errors. Check your letter against this list before you mail it:
A timely, properly sent cancellation is strong, because the right to cancel inside the window cannot be waived and the developer is required to refund you. If the developer stalls, keep every document and proof of mailing, send a firm follow-up that cites your state timeshare statute and the date you mailed the notice, and file a complaint with your state attorney general and the Federal Trade Commission. Our rescission period guide covers a refused cancellation in more detail. If your window has already closed, a cancellation letter alone will not release you, and the realistic routes are the exit options in our guide to getting out of a timeshare. Be wary of any company that offers to cancel your contract for a large upfront fee, which is a common scam pattern, and regulators actively pursue these schemes. Enforcement actions have returned money to defrauded owners and permanently barred upfront-fee scam operators from the business.
Inside your state cancellation window they are the same document. Rescission is the legal term for canceling a purchase within that window, so a rescission letter and a cancellation letter do the same job. A demand letter is different: it is sent after the window has closed and argues that a legal ground, such as misrepresentation, should undo the contract.
No. Inside the cancellation window the right to cancel is automatic, so you do not have to explain or justify your decision. State that you are canceling and want a full refund, and leave it there.
Yes, certified mail with a return receipt is the safest way, because it gives you dated proof that you mailed the letter and a signature showing it was delivered. Some states accept other provable methods, so check what your contract and your state's statute allow.
Usually no. Most states require written notice, and many contracts specify how it must be sent, so a phone call or a casual email may not count. Put the cancellation in writing and send it the way the contract directs.
The neutral guides that go with this one.
The state-by-state deadlines to cancel a new purchase, when the clock starts, and how long you have.
Check the deadlineYour legal options to cancel inside the window, and the grounds that can still apply after it closes.
Know your optionsEvery legitimate exit path for when the rescission window has already closed.
See the exit pathsReviewed by Reid Calloway. U.S. Federal Trade Commission, consumer guidance on timeshares and the Cooling-Off Rule (16 CFR Part 429), including the rule's exclusion of real property and of sales at a seller's permanent place of business (consumer.ftc.gov, ftc.gov), reviewed July 2026. United States Postal Service, service descriptions for Certified Mail, Return Receipt, and Certificate of Mailing (usps.com), reviewed July 2026. State timeshare statutes set the cancellation deadline and how notice must be given, for example Florida Statutes section 721.10, under which a mailed notice is effective on the postmark date if it is actually received, and California Business and Professions Code section 11238, which uses written notice with a rebuttable presumption of the postmark date (leg.state.fl.us, leginfo.legislature.ca.gov), reviewed July 2026. Confirm the exact deadline and cancellation address in your own contract and your state's timeshare act. Last reviewed July 2026.