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See how HGV stacks up against other major timeshare systems on points, fees, and access.
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HGV is one of the largest vacation ownership companies, and it now includes the former Diamond Resorts and Bluegreen brands. This page explains how its timeshare works in plain terms. Independent and neutral, with nothing for sale.
A Hilton Grand Vacations timeshare gives you a deeded ownership interest or a club membership that converts each year into points. You spend those points to book stays across the company's resorts. You also pay annual maintenance fees and club dues for as long as you own.
The company, often shortened to HGV, sells vacation ownership through its club system. When you buy, you receive an annual allotment of ClubPoints rather than a fixed week at a single resort. Each year you use those points to reserve nights, choosing the resort, unit size, and season that fit your plans.
The points model is meant to add flexibility. A larger unit, a peak season, or a high-demand location costs more points, while a studio in a quieter season costs fewer. Booking windows and availability vary, so the experience depends heavily on when and where you try to travel. General points mechanics are covered in more depth on the points explainer.
HGV Max is the membership program the company built after it began absorbing the resorts and members of the businesses it acquired. The program lets eligible members use their points across a wider combined collection of resorts rather than only their original home club.
Membership is organized in tiers, with the levels named Member, Preferred, Preferred Plus, Premier, Premier Plus, and Centum Plus. Higher tiers, reached by owning more points, add perks such as earlier reservation access and Hilton Honors status. According to resale-market reporting that cites Hilton, the annual HGV Max club dues were about $313 for 2025; confirm the current figure on the official HGV site before relying on it.
Points are the spending currency, but they are not the only cost. You still pay separate maintenance fees tied to a specific deeded resort, unit type, and season. HGV calculates those fees per property rather than by a single universal rate per point, so two members holding the same point total can owe very different annual amounts. For industry context, see how maintenance fees work.
HGV completed its acquisition of Diamond Resorts International on August 2, 2021, in a transaction valued at roughly $1.4 billion. The deal brought several hundred thousand Diamond owners under the company's umbrella.
Hilton has been rebranding many former Diamond properties as Hilton Vacation Club. If you bought through Diamond, your original contract terms still govern what you own, but your booking and membership experience may now run through HGV systems and the HGV Max program. Review your governing documents and any membership notices to confirm what carried over and what changed.
HGV completed its acquisition of Bluegreen Vacations on January 17, 2024, in an all-cash deal valued at approximately $1.5 billion including net debt. The company reported that the combination added about 200,000 members and expanded its portfolio to nearly 200 properties.
As with the Diamond integration, Bluegreen owners keep the contract they originally signed, while Hilton works to fold those resorts and members into its broader club and the HGV Max program over time. If you own a Bluegreen contract, watch for notices about how your points, home resort, and fees are administered going forward.
Costs fall into a one-time purchase price plus recurring annual charges that continue for as long as you own.
Because the recurring charges never stop, the long-run total can far exceed the purchase price. For a broader cost breakdown, see timeshare cost basics. $1,480 average annual maintenance fee in 2024, up 17.5% in one year.
You can buy an interest directly from the developer or on the secondary market from existing owners. Resale prices are often far lower than developer prices, sometimes a fraction of the original cost, because the timeshare market has limited resale demand.
The tradeoff is that some developer-only benefits and certain HGV Max privileges may not transfer to resale buyers, and eligibility rules can change. Read the resale listing and Hilton's transfer policies carefully before assuming a resale interest carries the same access as a direct purchase. The general process is outlined in buying a timeshare, and resale value is discussed in timeshare resale value. $23,160 average timeshare purchase price in 2024.
Most states give you a short rescission window to cancel a new purchase within days of signing, after which exit becomes harder. Common paths afterward include using a deed-back program if one is offered, selling on the resale market, or seeking a transfer, each with its own conditions and risks. Because exit is detailed and brand-specific, the full set of options lives on its own page: see how to get out of a Hilton Grand Vacations timeshare.
The brand is one of several large points-based timeshare systems, and the way its points, fees, and resort access work differs from competitors. To weigh it against other developers on structure, flexibility, and cost, see compare timeshare brands. Whether any timeshare suits you depends on how often you travel and how comfortable you are with permanent annual fees; the tradeoffs are examined on are timeshares worth it.
The neutral guides that go with this one.
See how HGV stacks up against other major timeshare systems on points, fees, and access.
Compare brandsUnderstand how annual points convert into bookings across resorts, seasons, and unit sizes.
Understand pointsReview the rescission window, deed-back options, and resale paths specific to HGV contracts.
Exit optionsHilton Grand Vacations, "Hilton Grand Vacations Completes Acquisition of Diamond Resorts," corporate press release, August 2, 2021. Retrieved June 2026.
Hilton Grand Vacations, "Hilton Grand Vacations Completes Acquisition of Bluegreen Vacations," corporate press release, January 17, 2024. Retrieved June 2026.
Hilton Grand Vacations Inc., Form 10-K for fiscal year ended December 31, 2025, filed with the U.S. Securities and Exchange Commission (EDGAR CIK 0001674168). Retrieved June 2026.
Hilton Grand Vacations, official membership and cost-of-membership pages, hiltongrandvacations.com. Retrieved June 2026. Confirm current purchase prices, HGV Max club dues, and maintenance fee details here, as developer pricing changes.
Last reviewed June 2026.